Most unusual credit card deals

What do you have in your wallet? I bet at least one credit card! Nowadays you can hardly find a person having no plastics at all. The average U.S. consumer carries from three to six credit cards in his/her wallet. It seems that many people start to forget what cash looks like!
According to statistics, there are about 900 million debit and credit cards in circulation. It is obvious that lenders need to offer something really beneficial and interesting in order to draw attention to their products and snag new customers.
We have analyzed the credit card market to find three most unusual credit card offers that will really surprise you! If you are tired of standard zero-APR-no-annual-fee-cash-back-rewards-program plastics, consider the offers below: they provide innovative features and unique rewards!

1. Credit cards that smell

Commerzbank AG, one of Germany's major banks, has launched a range of Visa and MasterCard branded credit cards in four aromas – coffee, mint, cinnamon or orange. Now you know how money smells!

Marketing gurus have always known that smell is a powerful persuader to buy. For example, newsagents use the smell of bakery outside their stores to attract customers. Travel agencies spray coconut aroma in their offices – it makes customers think about exotic far away countries and book trips.

Credit cards with aroma will definitely draw attention to your plastic money. They will become a conversation opener at every checkout: "What pleasant smell! Is it really a scented credit card? I have never seen – and smelled - such cards before!"

Coffee, mint, cinnamon and orange are a good choice for credit card aroma because all these scents are food related. You will like at least one aroma out of four! Plus, they will suit both man and women.

Scented credit cards can lower your level of stress and ensure a better state of mind due to their aromatherapy effect. Orange fragrance is stimulating and energetic. Coffee and cinnamon are considered to be comforting and warming. Mint has a relaxing effect.

There is one more important psychological aspect of scented credit cards. Every time you open your wallet, you will smell your favorite fragrance and feel positive. However, it can make you spend more than you have planned!

2. Finance your plastic surgery!

Plastic surgery, for example breast augmentation and rhinoplasty, has become as common as teeth whitening. So no wonder that a credit card designed for plastic-surgery patients had to appear in the market one day.

CareCredit is issued by GE Money Company. This plastic is targeted at consumers who want to finance various medical procedures typically not covered by insurance. They include dental treatments, cosmetic surgery, cosmetic treatments, vision care and laser eye surgery, hearing aids, and even veterinary medicine for your pets.

The credit card spending limit is equal to the price of the procedure you want to finance. It gives you the freedom to get the healthcare now and pay for it later. But be careful: just because you have money for plastic surgery, it doesn’t mean that you really need it!

CareCredit can only be used for healthcare services. No Interest financing program will let you cut down your borrowing costs. Just make regular on time minimum monthly payments and eliminate the entire balance by the end of your promotional period. If you need more time to pay off your credit card balance in full, you can take advantage of several extended payment plans.

If you are interested in this offer, you can fill out an application form at participating doctors' offices. At the present moment there are over 100,000 healthcare providers in this program, for example American Dental Association, Society for Excellence in Eyecare and American Society of Plastic Surgeons.

3. The American Dream

Do you like to participate in lotteries? Now you have a chance to get sweepstakes entries and win a large cash jackpot just for using your plastic! How is it possible?

American DreamCard™ MasterCard® issued by HSBC Bank Nevada, N.A. offers the unique rewards program. It offers sweepstake entries just for making day-to-day purchases. You will earn one entry for each dollar spent for merchandise, cash advances and balance transfers during the promotion period. As you see, there is no need to be a big spender to win big!

Monthly winners will receive 50% of the total amount of dollars spent by all American DreamCard holders during each drawing period. It means that the monthly sweepstakes jackpot depends on the number of credit card users and the amount of money they spend.

The credit card comes with no annual fee and a variable interest rate on all transactions. It is necessary to mention that all interest rates are tied to the highest Prime Rate during a three-month period.